Insurance Agents’ E&O Coverage (Admitted Markets)

PIA has access to both admitted and non-admitted markets. We have a program to fit just about anyone, regardless of your situation. Don't trust just anyone with coverage as important as your agency's E&O. Get the benefit of a national agents association -- get The PIA Advantage!

The coverage you need most and the service you deserve—at a cost you can afford. Designed for agencies that receive more than 50% of their revenue from P&C products.

Limits Up to $5,000,000*
Cover your agency with liability limits of $500,000 to $5,000,000* of Professional Liability Insurance coverage.

Wide Range of Retentions Starting as Low as $1,000
Based on the size of your agency and the complexity of your operations, you may qualify for a retention as low as $1,000. Or, you may choose a retention amount as high as $50,000 (depending on your state) and take advantage of premium credits designed to save you money. 

Broad Definition of Insured - Includes Independent Contractors
The policy's broad definition of an insured includes producers who are, were, or become partners, directors, officers, managers, and employees, as well as independent contractors for whom you choose to provide coverage for professional services and such services are performed on behalf of your agency.

Defense Outside the Limits of Liability

Worldwide Coverage
Claims made against you within the United States and Canada are covered regardless of where the alleged wrongful acts occurred.

Consent to Settle Provision
The policy provides you the right to approve settlement offers or compromises acceptable to the company and the claimant.

Personal Injury Coverage
The policy includes coverage for claims alleging slander, libel, invasion of privacy, malicious prosecution and other non-bodily injury damages.

Flexible Underwriting...Exceptional Service
The program offers flexibility that helps you design the coverage and limits your agency needs, at a cost you can afford. Our underwriting staff will work with you to gain an understanding of your agency – like the number of years you've been in business, the type of risks you write, and your previous claims history. You can expect, and count on, an exceptional level of service.

* Coverage and Liability Limit options vary by state.    

The information is intended to present a general overview for illustrative purposes only.   It is not intended to constitute a binding contract. Please remember that only the relevant insurance policy can provide the actual terms, coverages, amounts, conditions and exclusions for an insured.  All products and services may not be available in all states and may be subject to change without notice.

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