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A Message from PIA’s Flood Partner, The Hartford

Flooding is the United States #1 natural hazard...
December 9, 2012

Flooding is the United States #1 natural hazard.1 We want consumers to know that while homeowner's insurance won't cover them against flooding, they can protect their home and property by purchasing a flood insurance policy separately through you, their local insurance agent.

Addressing Flood Misconceptions


Many people are under the misconception that they are ineligible for flood insurance because of where they live, or their mortgage status. But the truth is, as long as your hometown is in a National Flood Insurance Program (NFIP) community, most homeowners, business owners and renters can get flood insurance. We urge consumers to remember the flood insurance basics:

• You CAN get flood insurance nationwide.
• You CAN get flood insurance if you live in a floodplain or high-flood-risk area.
• You CAN get flood insurance if you live outside a floodplain, or a low-to-moderate flood-risk area, - and at lower cost.
• You CAN get flood insurance if your property has been flooded before.
• You CAN get flood insurance from insurance agents in your area.
• You CAN buy flood insurance even if your mortgage broker doesn't require it.

Read the rest of this article on PIA’s website athttp://www.pianet.com/issues-of-focus/flood/2012/hartfordflood120312

For more information about the PIA/Hartford flood insurance program, please visit PIA National’s website at www.pianet.com/hartfordfloodinsurance or contact Joseph M. Surowiecki, Jr. of The Hartford at 860-547-5006 or joseph.surowiecki@thehartford.com.

1 Source: floodsmart.gov
All policies are written subject to the National Flood Insurance Program.

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