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“Floods don’t happen around here” and Other Famous Last Words

For many people, pictures of flooded streets and videos of motorists getting rescued from rushing waters haven’t necessarily translated into an awareness about the danger of flooding...
July 10, 2014

For many people, pictures of flooded streets and videos of motorists getting rescued from rushing waters haven’t necessarily translated into an awareness about the danger of flooding. These people fool themselves into thinking that, “A flood couldn’t happen to me; I don’t live in a flood prone area,” not realizing that 20% of flood insurance claims originate in low to moderate risk areas and that their risk from flood is probably greater than their risk of fire.

Others believe that even if they were victims of a flood, the federal government would step in and help them rebuild, not realizing that even when this is the case it is only in the form of loans that must be repaid.

Whatever the reason, there are many property owners that don’t have flood insurance but would benefit from the coverage. With just a little education — or a simple prompt — these people might consider purchasing flood insurance. This provides professional insurance agents with a great opportunity.

PIA can help you capitalize on this opportunity!

PIA has entered into an exclusive partnership with Floodbroker.com, which allows PIA members’ clients and prospects to learn about their flood risks and request a quote for flood insurance from you, their local, participating PIA member agency.

Floodbroker has automated the process of obtaining a flood insurance quote through the National Flood Insurance Program (NFIP) and makes this technology available to participating PIA member agents through their very own agency-branded, flood insurance microsites. Agents direct their clients and prospective insureds to their microsite where they can learn what flood zone they are in and request a flood insurance quote. After answering a few simple questions, the quote is emailed to their agent who completes the sale offline using their agency’s regular flood insurance carrier. In some cases an actual quote cannot be generated online, but the prospect can still submit the information they have input into the form so that their agent can get back to them and continue the flood insurance sale offline.

Floodbroker Webpage

Learn More About Floodbroker

The best way to see how easy Floodbroker is to use is to test it out. Simply go to www.floodbroker.com and put in your address to see how easy it will be for your customers to generate their own flood quote. Or click on the “For Agents” link to see a short video that describes how the program works.

To learn how you can get your own agency branded Floodbroker website—with your logo and contact information—please contact Evan Spindelman at 855-442-4130 or evan.spindelman@floodbroker.com.

For more information or to attend a free informational webinar, please visit PIA National’s website at www.pianet.com/floodbroker.