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"Spring Ahead" and Be Flood Ready

You may be ready to enjoy more daylight hours and warmer temperatures, but are you ready for the threat of flooding that warmer months can bring?
March 17, 2015

You may be ready to enjoy more daylight hours and warmer temperatures, but are you ready for the threat of flooding that warmer months can bring?

With the change of seasons comes the risk of snow melt, heavy rains and rising waters—we're all at some level of flood risk. It is important to prepare now for the impact that spring floods could have on our homes, our businesses and in our communities. Here are some tips from the Federal Emergency Management Agency (FEMA):

  • Ensure you're insured. Consider purchasing flood insurance to protect your home against the damage floodwaters can cause. Homeowners' insurance policies do not typically cover flood losses, and most policies take 30-days to become effective. Visit FloodSmart.gov for more information.
  • Keep important papers in a safe place. Make copies of critical documents (mortgage papers, deed, passport, bank information, etc.). Keep copies in your home and store originals in a secure place outside the home, such as a bank safe deposit box.
  • Elevate mechanicals off the floor of your basement—such as the water heater, washer, dryer and furnace—to avoid potential water damage.
  • Caulk exterior openings where electrical wires and cables enter your home to keep water from getting inside.
  • Shovel! As temperatures warm, snow melt is a real concern. Shovel snow away from your home and clean your gutters to keep your home free from potential water damage.
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