You are here:HomeIssuesFraud2013Acceptance of Insurance Fraud Is Down, But 24% Still Say It’s OK

Acceptance of Insurance Fraud Is Down, But 24% Still Say It’s OK

The number of Americans who believe it is acceptable to alter insurance claims has decreased over the past 11 years.
March 27, 2013

The number of Americans who believe it is acceptable to alter insurance claims has decreased over the past 11 years. Still, according to new findings from an Insurance Research Council (IRC) public opinion study, 24 percent of Americans believe it is acceptable to increase an insurance claim by a small amount to make up for deductibles they are required to pay. Additionally, 18 percent believe it is acceptable to increase a claim to make up for premiums paid in previous years when they had no claims.

“The decline in the public acceptance of fraud is encouraging,” said Elizabeth Sprinkel, SVP of the IRC. "However, the fact remains that nearly one in four Americans are tolerant of claim padding behavior that has direct implications for claim costs and the cost of insurance for consumers. Moreover, one-in-ten believe that insurance fraud doesn’t hurt anyone, indicating the need for continued public education.”

24% Say Insurance Fraud Acceptable (Insurance Networking News 3/20/13)

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