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HHS Announces Auto-enrollment for Current ACA Consumers

Under a proposed rule issued by the U.S. Department of Health and Human Services on June 26, individuals enrolled in health plans through the state and federal exchanges will be automatically re-enrolled in coverage for 2015...
July 8, 2014

Under a proposed rule issued by the U.S. Department of Health and Human Services (HHS) on June 26, individuals enrolled in health plans through the state and federal exchanges will be automatically re-enrolled in coverage for 2015. The rule—up for public comment for 30 days—was drafted in consultation with the National Association of Insurance Commissioners (NAIC) and other entities. The rule aims to avoid disruptions in the marketplace and prevent people from inadvertently losing coverage.

“As we plan for open enrollment in year two and continue to build a sustainable long-term system, we are committed to simplifying the experience for consumers by allowing auto-enrollment,” said Sylvia Burwell, HHS Secretary. “We are working to streamline the process for consumers wishing to remain in their current plan.”

Consumers in the Federally-facilitated Marketplace (FFM) will receive notices from the Marketplace informing them how to update their information to get a tailored and updated tax credit that keeps up with any income changes. Consumers will receive information from their health insurance company about the premium and the amount they are eligible to save on their monthly bill close to the beginning of the open enrollment period, when they will be able to take action should they choose to do so. The proposed rule can be viewed here, and the guidance on annual redeterminations for 2015 can be viewed here.

ACA Year Two Will Include Auto-enrollment (The Hill 6/26/14)

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