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Sen. Cassidy Lays Out His ACA Plan

Republican Sen. Bill Cassidy of Louisiana recently laid out his proposed Affordable Care Act replacement bill in an address to a Capitol Hill conference of the National Association of Health Underwriters...
February 22, 2017

Republican Sen. Bill Cassidy of Louisiana recently laid out his proposed Affordable Care Act (ACA) replacement bill in an address to a Capitol Hill conference of the National Association of Health Underwriters (NAHU).

Cassidy and Sen. Susan Collins (R-Maine) introduced the Patient Freedom Act of 2017, a bill that would let states choose whether to keep the Affordable Care Act’s (ACA) core insurance structure. States that opt out would get the federal funding they would have received to enact their own ideas.

Speaking to NAHU, Sen. Cassidy elaborated on some of the details of the legislation. He said the bill will allow each state the option to determine what type of insurance would be best for its residents. “What works in one state may not work in another, so if we return the regulation of insurance back to the states, I think it is more likely that the states will put together a plan that works for them,” he said.

In Cassidy’s proposal, the bill intends to repeal five federal mandates under the ACA. These mandates include: the individual mandate, the employer mandate, essential health benefits, actuarial value requirements and age band requirements. The parts of the ACA Cassidy wants to keep are essential consumer protections, he says, which include guaranteed issue, guaranteed renewability, no annual or lifetime limits, dependent coverage through age 26, prohibiting a pre-existing condition exclusion and prohibiting discrimination based on health status. Read more in the Wall Street Journal (subscription).

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