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IBHS Says Hurricane Charley Proved Need for Strong Building Codes

It has been 10 years since the record-breaking 2004 Atlantic hurricane season, when four major hurricanes – Charley, Frances, Ivan and Jeanne – all made landfall in Florida within the space of six weeks, damaging one in five Florida homes...
August 19, 2014

Hurricane Charley ChartIt has been 10 years since the record-breaking 2004 Atlantic hurricane season, when four major hurricanes—Charley, Frances, Ivan and Jeanne—all made landfall in Florida within the space of six weeks, damaging one in five Florida homes. That year marked one of the busiest hurricane seasons in the U.S.

What have we learned about the value of mitigation, especially in the wake of Hurricane Charley hitting Florida in 2004? Following Hurricane Charley, Insurance Institute for Business & Home Safety (IBHS) looked at claim frequency and severity using data from a major insurer in the area. The analysis showed a 40 percent reduction in the frequency and a 60 percent reduction in the severity of damage to homes built after 1996, when stricter codes went into effect. Read more by IBHS' Senior Vice President of Research and Chief Engineer Dr. Tim Reinhold here.

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