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Driving Too Little Can Cause Auto Insurance Cancellation

Although it's not common, people can have their auto insurance policies non-renewed because they don't drive enough. Jean Anello, 44, of Brooklyn, New York recently...
March 9, 2004

Although it's not common, people can have their auto insurance policies non-renewed because they don't drive enough. Jean Anello, 44, of Brooklyn, New York recently received a notice from Tri-State Consumer Insurance Co. of Jericho, New York that her policy was not going to be renewed, effective March 20. The Jan. 23 notice gave this reason: "Vehicle mileage indicates insufficient useage." Anello drove less than 725 miles in a 12-month period, according to Tri-State, in a response to a complaint Anello filed with New York's Insurance Department. Anello said she has been driving for about 25 years, never had an accident or moving violation and always paid her premiums. She had been insured by Tri-State for at least eight years. Penny Hart, president of Tri-State, said that driving too little makes a driver less likely to "react properly" on the road. Of the policies not renewed last year, Hart said, slightly more than 4 percent were for insufficient mileage.

Insured's Left Spinning by a Barely Moving Odometer (NY Newsday 3/7/04)

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