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Michigan Latest State to Issue Bulletin on Returning Soldiers' Insurance

Michigan is the latest state to issue a bulletin advising insurers not to apply "continuous coverage" underwriting standards to U.S. soldiers returning from active duty...
June 29, 2004

Michigan is the latest state to issue a bulletin advising insurers not to apply "continuous coverage" underwriting standards to U.S. soldiers returning from active duty overseas. Office of Financial and Insurance Services (OFIS) Commissioner Linda A. Watters issued a bulletin on June 24 reminding the state's no-fault automobile insurers that under section 500.2118(2)(d) of the Michigan Insurance Code, it is illegal to refuse to insure or otherwise penalize persons, including members of the armed forces who are in service or have been in service outside of the United States.

"I certainly appreciate the sacrifices that are being made by our troops serving abroad and I don't want to see them encounter any unnecessary obstacles when they return home and transition back to civilian life," said Watters.

"There have been reports from other states that soldiers returning from duty in Iraq have encountered problems reinstating their insurance, or being asked to pay higher premiums," Watters said. "If anyone in Michigan encounters this problem, I urge them to call and we will investigate the situation."

Michigan OFIS Bulletin (6/24/04)

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