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Oregon Says Returning Soldiers Should Not Face Auto Insurance Penalty

Oregon is the latest state to issue a bulletin advising that "continuous coverage" underwriting standards should not be applied to U.S. soldiers returning from active...
July 1, 2004

Oregon is the latest state to issue a bulletin advising that "continuous coverage" underwriting standards should not be applied to U.S. soldiers returning from active duty. In the June 30 bulletin, Oregon Insurance Administrator Joel Ario reminded auto insurers that state law prohibits them from denying coverage or charging higher rates solely because a driver's prior policy lapsed.

"Continuous coverage can be a legitimate consideration for underwriting automobile insurance," Ario said, explaining that a break in coverage often is a sign a driver's license has been revoked. "Many service people, however, simply stored their cars and let their policies lapse while they were overseas," he said. "They shouldn't be penalized for serving their country."

Oregon Insurance Division press release (6/30/04)

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