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Twenty-two States Issue Bulletins on Insurance for Returning Soldiers

State departments of insurance are continuing to respond to PIA's campaign on behalf of returning U.S. soldiers. Twenty two states have issued advisory letters, statements...
August 10, 2004

State departments of insurance are continuing to respond to PIA's campaign on behalf of returning U.S. soldiers. Twenty two states have issued advisory letters, statements or orders stating that all underwriting standards on continuous coverage should be waived for all returning U.S. service personnel. On May 17, PIA National initiated a nationwide campaign urging all state insurance departments to make it clear that no member of the U.S. Armed Forces should face auto insurance rate increases or coverage denials simply because their coverage lapsed while they were on active duty overseas.

The issue first came to light in late April, a little more than one year after the U.S. invasion of Iraq. Some soldiers who returned from their initial tours of duty were being told that their automobile insurance rates would be increased or their coverage would not be renewed. The problem was that some soldiers, knowing they would be deployed out of the country for an extended period of time, canceled their auto insurance or let their policies lapse. When they returned, they were encountering difficulty because they could not demonstrate continuous coverage, an underwriting standard used to rate coverage.

To date, the Honor Roll of States responding to PIA's call to support our troops are:  New Hampshire, New York, New Jersey, Washington, Missouri, Iowa, Colorado, Connecticut, Florida, New Mexico, Michigan, Indiana, North Dakota, South Dakota, Oregon, New Mexico, Louisiana, Maine, Kansas, Utah, Arkansas and Hawaii.

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