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Study Ties Reckless Driving to Increased Mortality from All Causes

A new study, a joint effort by LexisNexis Risk Solutions and RGA Reinsurance Company, suggests that the consequences of reckless driving extend beyond heavy fines, lost licenses and increases in the cost of insurance
July 17, 2012

A new study, a joint effort by LexisNexis Risk Solutions and RGA Reinsurance Company, suggests that the consequences of reckless driving extend beyond heavy fines, lost licenses and increases in the cost of insurance. The study found a strong correlation between a record of risky driving and a higher general mortality. The study also found that motorists who were cited for serious driving violations were more likely to be killed in a non-vehicular incident.

The same motor vehicle driving records already widely used to help determine how much a consumer pays for car insurance can also be used to predict the potential length of an individual’s life, according to the study, More Than Just Data: Motor Vehicle Records as Lifestyle Indicators for Life Insurers. The study analyzed more than 7.4 million MVR requests and determined they are a predictive data source of an individual’s all-cause mortality — meaning one’s likelihood of dying in general, not just in a vehicle.

Read the press release on risky driving: Risky Driving History Forecasts a Shorter Lifespan (LexisNexis 7/11/12)

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