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Drivers Warned of Peak Deer Season

The Pennsylvania Insurance Department issued a warning to all drivers that they need to stay alert for deer on the roadways, as the state is No. 3 among those with the most deer-related vehicle crashes...
November 8, 2016

The Pennsylvania Insurance Department issued a warning to all drivers that they need to stay alert for deer on the roadways, as the state is No. 3 among those with the most deer-related vehicle crashes. Insurance Commissioner Teresa Miller also said, “I want to remind drivers that under Pennsylvania law, a crash involving a deer is considered a not-at-fault accident, and insurers cannot add a surcharge to your premium for an accident with a deer.”

November is the month when drivers are most likely to have a crash involving a deer, according to insurance industry information. Miller added that deer-related crashes and resulting damages are handled by comprehensive auto insurance coverage, but she warned that if the vehicle does not come in contact with the animal, the insurer can apply a surcharge.

“The fall is breeding season for deer, and they may be less aware of their surroundings. Deer also often travel in groups, so if you see one deer, there are often more nearby,” said Miller, with peak times during dawn and dusk.

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