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NFIP Deadline Extended for Louisiana

The Federal Emergency Management Agency has granted an extension to file proof-of-loss claims for National Flood Insurance Program policyholders in Louisiana who were affected by August’s severe storms and flooding to file proof-of-loss claims...
September 19, 2016

The Federal Emergency Management Agency (FEMA) has granted an extension to file proof-of-loss claims for National Flood Insurance Program (NFIP) policyholders in Louisiana who were affected by August’s severe storms and flooding to file proof-of-loss claims. Louisiana Insurance Commissioner Jim Donelon had sought the extension earlier this month. NFIP insureds impacted by the flooding now have 120 days from the date of loss to file a flood insurance claim, effectively doubling the 60-day window usually provided for policyholders to submit a fully documented, signed and sworn proof-of-loss claim. FEMA determined Louisiana policyholders need more time to file claims given the recent flooding’s magnitude.

Meanwhile, Louisiana Gov. John Bel Edwards has extended an emergency rule through Oct. 12 that prevents insurers from canceling or not renewing residential and commercial property insurance on flood-stricken policyholders.

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