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Driverless Cars to Shift Liability

Lexis Nexis Risk Solutions director of telematics David Lukens says that with self-driving cars closer to reality than expected, insurers need to step up their coverage of this emerging risk. He adds that risk apportioning will shift over time as autonomous vehicles are adopted en masse by the consumer market...
May 2, 2017

Lexis Nexis Risk Solutions director of telematics David Lukens says that with self-driving cars closer to reality than expected, insurers need to step up their coverage of this emerging risk. He adds that risk apportioning will shift over time as autonomous vehicles are adopted en masse by the consumer market.

“I do think we’re going to see some shift in liability away from the operators of the car and some shift to the auto manufacturer who produces these systems,” said Lukens. I don't think we’re ever going to see a day when the driver of the vehicle has no liability. “There’s always going to be car insurance.”

Lukens says increased vehicle automation and the data that can be collected from them is propelling the move towards usage-based insurance models and is revealing the potential of new technology to change driving behavior.

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