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NAIC Adopts Home-Sharing White Paper

The NAIC adopted a white paper on insurance coverage issues in the sharing economy for home rentals...
January 4, 2017

The NAIC adopted a white paper on insurance coverage issues in the sharing economy for home rentals. The new white paper, Insurance Implications of Home-Sharing: Regulator Insights and Consumer Awareness, outlines insurance considerations regarding home-sharing rentals.

The paper discusses various coverage options for homeowners, unit-owners, dwelling and renters policies. Limitations for each type of coverage are discussed as well as legal restrictions. The paper also focuses on the need for consumer outreach and education regarding these new services.

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