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Penn National Insurance Agents Umbrella Program

For more than 10 years PIA and Penn National Insurance have partnered to offer the most comprehensive and affordable excess insurance protection available, packaged into one easy-to-manage policy...
September 25, 2014

For more than 10 years PIA and Penn National Insurance have partnered to offer the most comprehensive and affordable excess insurance protection available, packaged into one easy-to-manage policy.

In today's litigation-happy world, the smallest mistake could cost you plenty. That's why you need the protection of our comprehensive agents umbrella program. Our coverage provides protection against large, devastating settlements and includes Professional Liability, General Liability, and Business Auto. First-dollar legal defense is provided for covered claims not covered by your underlying insurance. Our extended commercial coverage includes errors & omissions, even full prior acts coverage and coverage for anyone acting as a real estate agent or notary.

Program Features

  • Full prior acts available
  • Broad list of acceptable underlying carriers
  • Matching coverage when primary limits include defense expenses
  • Excess E&O usually underwritten based on primary coverage applications alone


Options Unique to This Program

  • Personal umbrella-coverage for owners, partners and officers, including members of their families
  • Employment practices liability-excess limits on a following-form basis for liability from wrongful employment practices
  • Blanket protection for most risks
  • Flexibility to tailor an excess program to meet the more complex needs of a larger agency


Affordable Coverage, Flexible Pay Plans

Get coverage up to $10 million* for commercial and errors & omissions, and $5 million for personal exposures of owners and officers. We offer affordable minimum premiums for three employees or fewer.

Availability

Coverage available in:

AL, DC, FL, GA, IN, KS, KY, MO, NC, NJ, NY, OH, SC, TN, TX, VA, WI and WV.

To learn more and find your local PIA agent, please visit PIA's website at www.pianet.com/pennnationalagentsumbrella.

Descriptions of coverage are for illustration only and are subject to actual policy provisions.