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PIA and The Hartford Join Forces To Offer Flood Insurance Program Through PIA Members

WASHINGTON, D.C., September 27, 2004 - The National Association of Professional Insurance Agents (PIA) and The Hartford Financial Services Group, Inc. (NYSE: HIG) have teamed...
September 27, 2004

WASHINGTON, D.C., September 27, 2004 - The National Association of Professional Insurance Agents (PIA) and The Hartford Financial Services Group, Inc. (NYSE: HIG) have teamed up to enable PIA member agents to offer their customers flood insurance through The Hartford.

"PIA is happy to provide our members with access to The Hartford, an outstanding Write Your Own (WYO) company that sits atop the upper rung of flood insurance providers," said Elizabeth B. Luce, PIA National Services Board president. "The Hartford's flood insurance expertise, coupled with its comprehensive services, ensures PIA flood agents are well-positioned to succeed in the marketplace."

The Hartford's Flood Program is managed by Trumbull Flood Management, LLC (Trumbull), a wholly-owned subsidiary of The Hartford, and is available to PIA members in all 50 states, the District of Columbia and Puerto Rico. Highlights include an easy enrollment process, competitive commissions, advanced Internet services, plus a variety of programs and surplus lines.

"The Hartford and Trumbull are pleased to work with PIA to bring this important protection to a wider audience. With 25 per cent of floods occurring in areas not designated as flood plain, all PIA members need access to flood insurance to properly protect their clients" said Denis Thompson, vice president of Trumbull. "Our commitment to our flood insurance program is demonstrated by our extraordinary customer service and cutting-edge technology, and we happily join forces with the PIA and its excellent agent members."

For more information and to enroll, PIA members should visit http://www.trumbull-services.com/flood-pia/ or contact Art Brickley, manager of the flood program, toll-free at 1-888-410-2963 x73932.

Additional information about this PIA member benefit as well as marketing support materials are available in the Insurance Products/Flood section of the PIA Main Street Store at www.PIANET.com

Founded in 1931, the National Association of Professional Insurance Agents (PIA) is a national trade association that represents member insurance agents and their employees who sell and service all kinds of insurance, but specialize in coverage of automobiles, homes and businesses.

The Hartford is one of the nation's largest financial services and insurance companies, with 2003 revenues of $18.7 billion. The company is a leading provider of investment products, life insurance and group benefits; automobile and homeowners products; and business property-casualty insurance. The Hartford's Internet address is www.thehartford.com.

Some of the statements in this release may be considered forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995.  We caution investors that these forward-looking statements are not guarantees of future performance, and actual results may differ materially.  Investors should consider the important risks and uncertainties that may cause actual results to differ.  These important risks and uncertainties include those discussed in our Quarterly Reports on Form 10-Q, our 2003 Annual Report on Form 10-K and the other filings we make with the Securities and Exchange Commission.  We assume no obligation to update this release, which speaks as of the date issued.

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