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PIA and The Hartford Reach Flood Insurance Milestone

WASHINGTON – The National Association of Professional Insurance Agents and The Hartford are celebrating the 10th anniversary of the creation of a PIA-endorsed flood insurance program for PIA members...
September 9, 2014

Agent Association and Insurer Celebrate Program’s Ten Year Anniversary, Look to Future


WASHINGTON – The National Association of Professional Insurance Agents (PIA) and The Hartford are celebrating the 10th anniversary of the creation of a PIA-endorsed flood insurance program for PIA members. The program was initially rolled out to PIA members on September 14, 2004.

Through the partnership, PIA members have access to one of the most robust and steadfast Write Your Own (WYO) carriers in the National Flood Insurance Program (NFIP). The Hartford has been writing flood insurance through the NFIP for nearly 25 years. The Hartford’s flood program is available to PIA members in all 50 states, the District of Columbia and Puerto Rico.

“PIA is proud to partner with The Hartford for our nationally endorsed flood insurance program,” said PIA National President John G. Lee. “Historically, The Hartford has been one of the most prominent property and casualty carriers in PIA member agencies. We are happy that over the past 10 years, many more PIA members have added flood insurance through The Hartford as a valuable part of their agency offerings to their clients.”

Highlights of the program include competitive commissions; a dedicated book transfer team; local sales directors; user-friendly online processing systems for quoting, submissions and endorsement requests; free zone determinations; online chat for service questions and interactive, real-time input assistance; hassle-free claim service with 24/7 claims reporting; training and continuing education credits; an easy enrollment process and marketing support.

“Nearly every homeowner and business has some type of flood-related risk, yet many do not have flood insurance,” said Robert Nadeau, assistant vice president of flood insurance sales at The Hartford. “Through The Hartford’s partnership with PIA, we are able to make NFIP coverage available to more property owners and help them close a significant coverage gap. We look forward to continuing our partnership with PIA.”

In addition to The Hartford’s standard flood insurance program for independent agents, PIA members have access to The Hartford’s Flood Solutions program for businesses and homeowners. This simplified program includes a streamlined application process with The Hartford’s Flood Insurance Processing Center doing most of the work.

“Many Americans do not realize that the typical homeowner’s insurance policy does not cover flooding,” said PIA National Executive Vice President & CEO Mike Becker. “Yet 20% of flood insurance claims originate in low to moderate risk areas as classified by FEMA. The risk is real, which is why flood insurance through the NFIP is an important part of any homeowners’—and business owners’—insurance coverage program.”

PIA and The Hartford work to educate agents about the importance of flood insurance. The organizations also work through agents to help them educate their clients about the risks of flooding and changes to the NFIP that might affect policyholders and prospective policyholders.

“At The Hartford, we are continually working to equip producers with effective tools and resources to help them provide timely flood-related information to their customers,” said Nadeau.

For more information about PIA’s flood insurance program with The Hartford, please visit PIA’s website at www.pianet.com/hartfordfloodinsurance.

Founded in 1931, PIA is a national trade association that represents member insurance agents and their employees who sell and service all kinds of insurance, but specialize in coverage of automobiles, homes and businesses. PIA members are Local Agents Serving Main Street America SM. PIA’s web address is www.pianet.com.

About The Hartford

With more than 200 years of expertise, The Hartford (NYSE: HIG) is a leader in property and casualty insurance, group benefits and mutual funds. The company is widely recognized for its service excellence, sustainability practices, trust and integrity. More information on the company and its financial performance is available at www.thehartford.com. Join us on Facebook at www.facebook.com/TheHartford. Follow us on Twitter at www.twitter.com/TheHartford.

The Hartford is a participant in the federal Write Your Own (WYO) Program, part of the National Flood Insurance Program managed by the Federal Emergency Management Agency (FEMA). WYO flood policies are underwritten by the federal government and issued, sold, and administered by authorized private insurance companies, including Hartford Fire Insurance Company, Hartford Fire Insurance Company of the Midwest, and Hartford Underwriters Insurance Company. Accordingly, Hartford WYO flood policies are written subject to the rules, regulations, terms, conditions, and availability of the National Flood Insurance Program.